First Citizens State Bank – Whitewater, Wisconsin

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Customer Alerts

Click here for information regarding changes to Temporary FDIC Insurance Coverage.

Personal Reserve & Overdraft Banking

A Personal Reserve Account is a loan account tied directly to your checking account which allows you to overdraw your checking account by creating a loan for the overdraft amount. This "create your own loan" system is a very convenient method to handle those unexpected needs. You can apply for a personal reserve account today by visiting one of our locations and filling out an application with one of our eager new accounts representatives.

Eligibility Requirement: Customer must not have an unfavorable record with ChexSystems, Inc.

Additional Transactional Account Charges May Apply, Click Here For Details.

Additional Transactional Account Charges back

Stop Payment

Non-Sufficient Funds (Per Item)

Overdrafts (Per Item)

Accounts overdrawn over 3 consecutive days will be charged $2 per day for each additional day overdrawn.

Statement Copies (Per Copy)

Check Copies (Per Copy)

Safekeeping Check Copies (Per Copy)

Bookkeeping Research (Per Hour)

Wire Transfer, Incoming

Wire Transfer, Outgoing

Wire Transfer, International

Item Returned Unpaid to Bank

Cashiers Check

Personal Money Order

PULSE Card & Checkcard

Replacement PULSE Card & Checkcard

$20.00

$25.00

$2.00

$5.00

$25.00

$10.00

$20.00

$45.00

$5.00

$3.00

$2.50

$7.00

Collections Under $50 (Incoming & Outgoing)

Collections Over $50 (Incoming & Outgoing)

Check Certification

Handling Each Legal Process Affecting the Account:

Attachment

Garnishment

Levy, Etc.

Special Cut-Off of Statement

Telephone Transfer

Reconciling of Bank Statement:

First Time (In 3 Month Period)

Any Additional (Per Hour)

Coupon Redemption (Per Envelope)

Bond of Indemnity

ATM Usage Fees:

First Citizens State Bank ATM

PULSE Network ATM

Outside PULSE Network

$7.50

$15.00

$25.00

$2.00

N/C

$15.00

$1.00

$5.00

N/C

$1.00

$2.00