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First Citizens State Bank ~ Deposit Rates

Rates Effective as of May 28, 2015
Interest Rate
APY¹
Statement Savings
.05
.05
Passbook Savings
.05
.05
Christmas Club
.10
.10
Preferred Checking
.05
.05
Now Accounts
.05
.05
Super Now Accounts
.05
.05
IMMA - Personal & Business:
  $0 - $9,999.99
.08
.08
  $10,000 - $24,999.99
.12
.12
  $25,000 & Over
.20
.20
3 Month CD
.15
.15
6 Month CD
.25
.25
1 Year CD
.35
.35
1 1/2 Year CD
.40
.40
19 Month CD Special
..55
.55
2 Year CD
.60
.60
2 1/2 Year CD
.65
.65
3 Year CD
.90
.90
4 Year CD
1.15
1.15
5 Year CD
1.35
1.35
 
Interest Rate
APY¹
IRA - Variable²
.52
.52
IRA - 1 Year
.35
.35
IRA - 1 1/2 Year
.40
.40
IRA - 2 Year
.60
.60
IRA - 3 Year
.80
.80
42 Month CD Special
1.25
1.25
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Rates are variable and subject to change at any time.
Please contact an employee for further information about applicable fees and terms. Fees may reduce earnings. A substantial interest penalty may be imposed for early withdrawal of all time deposits. $1,000.00 minimum deposit required to open Certificates of Deposit. Renewable and Non-Renewable CD's are available.
¹APY indicates Annual Percentage Yield.
²Variable rates may change after account is opened.