Internet Banking

Electronic Services

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Electronic Services



First Citizens State Bank offers the security and convenience of receiving your statements electronically. Utilizing our E-Statement service allows you to view 18 months of past statements online all stored securely for your safety and protection. Your E-Statements are exact duplicates of the paper statements you receive now and contain the same information as well as convenient balancing and reconciliation tools. E-Statements not only protect your identity by cutting back on the amount of paper and account information but also are good for the environment by reducing the amount of paper and energy used to produce paper statements.

General Information About E-Statements

  • Enrollment with E-Statements requires you to be enrolled and using Internet Banking.
  • You agree that you will no longer receive a paper copy of your statement via the U.S. Mail.
  • If your email address changes, you will need to change it in your Internet Banking Profile or notify the bank.
  • You have the right to cancel your enrollment at any time by notifying First Citizens State Bank.

Mobile Banking

Mobile Banking

First Citizens State Bank has taken yet another step to put your banking in the palm of your hand! Introducing Mobiliti! Now you can download an app to your smartphone, use your smartphone’s browser or use text messages to access your accounts!

Mobile Banking Capabilities:

  • You’ll need to have an account with First Citizens State Bank that is setup for online access. Don’t have an account? Stop in and open a new account today!
  • Check your account balances for all of your First Citizens State Bank accounts!
  • See your latest transactions affecting your accounts.
  • Transfer funds between your accounts at First Citizens State Bank.
  • See pending transactions that will be posting to your account.
  • Pay Bills (requires enrollment in Bill Pay and use the downloadable app)


Bill Pay

Bill Pay

Are you tired of writing out checks every month just to pay those routine monthly bills?
First Citizens State Bank would like to help free up some of your time by offering its Bill Payment service! With a few clicks you can pay any of your monthly bills using our Bill Payment program within Internet Banking.

General Information:

  • You’ll need to have a checking account with First Citizens State Bank that is in good standing.
  • Send money to anyone, all you need is ther email address or cell phone number.
  • Payments are often received as quickly as the next business day.
  • You can get messages, reminders and even setup automatic payments!
  • Your bill history is maintained so you are able to see when your payments were made.
  • Your bills are paid using the funds available in your checking account.
  • For only $4.95 per month, you can save your time, postage and trips to the post office!
  • Online Bill Payment is a quick and easy way for you to pay your bills, using your checking account funds, to any person, business, or organization in accordance with your account disclosures as well as state and local laws.
  • Click HERE for a user’s guide to our Bill Payment services!


Click HERE for a signup form!

Remote Deposit

Remote Deposit

At First Citizens State Bank we realize that your time is valuable to both you and your business. We understand that without the proper products, services and tools, your business cannot run at its most efficient levels. For your convenience, we have introduced our Remote Deposit solution allowing you to scan and submit your deposits including checks electronically without ever having to visit your nearest branch location.

Still wondering how Remote Deposit can streamline your banking needs, read on…

Overview of Features:

  • Convenience – Eliminates routine visits to the bank to make deposits – Remote Deposit allows you to make deposits when you want!
  • Fast Clearing – Remote Deposit lessens the amount of time needed for checks to clear, thus making your funds available sooner.
  • Fraud Reduction – You learn about returned and fraudulent checks sooner than with traditional deposits.
  • Easier Tracking – Check images are stored making research and deposit investigation quicker and more efficient.
  • Saves Time & Money – Deposits made from your location saves you travel time and money as well as needing only a fraction of the effort.

Account Alerts

Account Alerts

First Citizens State Bank has given you the ability to be the first to know when transactions affect your accounts. With account alerts you are able to be automatically notified when transactions occur on your accounts by text message or email!

Account Alerts Capabilities:

  • Checking Account Alerts
    • Checks Cleared
    • Deposits
    • Low Balance
    • Debit Card Activity (email only)
  • Savings Account Alerts – Low Balances
  • Loans – Loan Payments Past dDue
  • More to come!


Click HERE for a Quick Start Guide on using Account Alerts!


Benefits of CardValet

Fraud Protection

  • When your card is “off,” no withdrawals or purchases will be approved
  • Real-time alerts keep you informed when your card is used or declined
  • Transaction controls allow your card to work only in specific locations or geographic areas

Control Spending

  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
  • Establish controls by location and change parameters via your mobile device

Business Use

  • Use transaction controls for merchant codes, locations and thresholds to ensure employee spending adheres to company policies

Review Balances and Transactions

  • Monitor your finances anytime, anywhere by using the CardValet app to check your account balances or review recent card transactions