Just a reminder we are First Citizens STATE Bank of Whitewater, Palmyra and East Troy, Wisconsin.  We are not the bank that purchased Securant Bank or Guaranty Bank.  If you were a Securant or Guaranty customer, please contact First Citizens Bank out of North Carolina.  We are sorry for any confusion this may have caused.  If you are now looking for a new banking partner, give us a call and we will help you set up new checking, savings and loan accounts.


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Mobile Banking Slide

Banking that is more convenient

Our Mobile Banking allows you to access your accounts anytime, anywhere.

Learn more about Mobile Banking

Card Valet Slide

The best way to protect your wallet.

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Retirement Slide

Dream of your Retirement.

Start saving for your retirement today.

Learn More about our Individual Retirement Accounts




Banking with us just got easier

We have redesigned our website to make your experience easier on all of your devices! From accessing your accounts, to learning about our products that work best for you, our new web experience is the place to be.

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First Citizens State Bank is proud to be your community bank partner.

How can we help?

Let us help you get started! Send us a message anytime or stop by one of our Whitewater, East Troy or Palmyra branch locations. We are here to help with your banking needs!

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