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Home Loans to make you smile

Apply online, track mortgage rates, and more at our Mortgage Web Center.

Learn more about our Mortgage Center

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An easier way to pay

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Dream of your Retirement.

Start saving for your retirement today.

Learn More about our Individual Retirement Accounts







Banking with us just got easier

We have redesigned our website to make your experience easier on all of your devices! From accessing your accounts, to learning about our products that work best for you, our new web experience is the place to be.

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First Citizens State Bank is proud to be your community bank partner.

How can we help?

Let us help you get started! Send us a message anytime or stop by one of our Whitewater, East Troy or Palmyra branch locations. We are here to help with your banking needs!

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