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Cards in an Instant

Ask about our new Instant Issue Debit Cards

Mobile Banking Slide

Banking that is more convenient

Our Mobile Banking allows you to access your accounts anytime, anywhere.

Learn more about Mobile Banking

Small Business

Welcome to the Neighborhood

Loans for all Businesses

Learn more about Business Loans

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Loans that will make you smile

Make your dream home a possibility today.

Learn More about our Home Mortgage Products


Banking with us just got easier

We have redesigned our website to make your experience easier on all of your devices! From accessing your accounts, to learning about our products that work best for you, our new web experience is the place to be.

Learn More

First Citizens State Bank is proud to be your community bank partner.

How can we help?

Let us help you get started! Send us a message anytime or stop by one of our Whitewater, East Troy or Palmyra branch locations. We are here to help with your banking needs!

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