Holiday Closure

Happy Holidays! Our offices will close at noon Wed, Dec 24th for Christmas Eve and be closed on Dec 25th for Christmas Day. We will also be closed Thurs, Jan 1st for New Years Day. Our ATMs, Online Banking, and Mobile Banking are available 24/7!

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Business Savings Accounts

First Citizens State Bank makes it easy to manage your business finances. Whatever you need, we are here to make banking more efficient for you.

Business Savings

Benefits

  • Earns competitive variable interest rate*
  • Direct deposit available
  • Interest paid is based on collected balances, compounded and credited monthly
  • 24 hour ATM Cash Card access

Fees

  • No Service charge if daily balance of $100 or more is maintained
  • If balance falls below $100, a monthly $1.00 service charge is assessed
  • If balance falls below $100, there is a $0.25 per withdrawal fee
  • ATM fees apply (see Transactional Account Fees)

*Rates subject to change at any time

Organizational Savings

Benefits

  • Earns competitive variable interest rate*
  • Direct deposit available
  • Interest paid is based on collected balances, compounded and credited monthly
  • 24 hour ATM Cash Card access

Fees

  • No Service charge if a daily balance of $100 or more is maintained
  • If balance falls below $100, a monthly $1.00 service charge is assessed
  • If balance falls below $100, there is a $0.25 per withdrawal fee
  • ATM fees apply (see Transactional Account Fees)

*Rates subject to change at any time

Municipal Savings

Benefits

  • Earns competitive variable interest rate*
  • Direct deposit available
  • Rates subject to change at any time
  • Interest paid is based on collected balances, compounded and credited monthly
  • 24 hour ATM Cash Card access

Fees

  • No Service charge if a daily balance of $100 or more is maintained
  • If balance falls below $100, a monthly $1.00 service charge is assessed
  • If balance falls below $100, there is a $0.25 per withdrawal fee
  • ATM fees apply (see Transactional Account Fees)

*Rates subject to change at any time

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