Alexis Boston joins First Citizens State Bank
Whitewater, WI – Nate Parrish, President of First Citizens State Bank, is pleased to announce that Alexis Boston has joined the Bank as a Loan Officer at the Whitewater Main Office, located at 207 W Main Street, Whitewater, Wisconsin.
Alexis is a graduate of the University of Wisconsin-Platteville with a Bachelor of Science in Agribusiness. She is committed to giving back to the community and being actively involved in clubs and organizations. She is the current Vice President of the Milton FFA Alumni as well as a previous Ambassador for the Milton Chamber of Commerce and served as Co-Chair for the Young Professionals Council for the South-Central Wisconsin Builders Association.
In making the announcement, Nate Parrish said, “We are excited to welcome Alexis to our lending team focusing on agriculture, mortgage, and small business. Her fresh perspective, paired with her dedication to personalized service, will be a great asset to all of our customers and the communities we serve.”
In her spare time, Alexis enjoys traveling, sports, hunting, and fishing. She also loves making memories with her family and friends.
Alexis commented, “Developing trustworthy and meaningful relationships with customers is essential in banking. I’m eager to continue my banking career and follow this philosophy in a locally rooted and people-focused institution while offering a range of loan solutions to support our customers’ goals.”
First Citizens State Bank, locally owned and operated since 1863, is committed to serving the communities in which we live, work, and do business. We are proud of the partnerships we have established with organizations, businesses and individuals in Southeastern Wisconsin. First Citizens State Bank has Full-service offices in Whitewater, East Troy and Palmyra. Member FDIC. Equal Housing Lender.
Mallory Elsbury joins First Citizens State Bank
Whitewater, WI – Nate Parrish, President of First Citizens State Bank, is pleased to announce that Mallory Elsbury has joined the Bank as Business Development Officer at the Whitewater Main Office, located at 207 W Main Street, Whitewater, Wisconsin.
Mallory brings nearly two decades of banking experience with her background spanning Deposit Operations, Credit Administration and Underwriting, Business Banking, and Human Resources, providing a well-rounded perspective on all aspects of banking. Over the last decade, she has focused on supporting business clients with treasury management and commercial lending solutions, helping them select the right products and services to effectively manage their cash flow. She is a graduate of the University of Wisconsin-Whitewater, where she earned her undergraduate degree, as well as an MBA with an emphasis in both Management and Human Resources Management.
In making the announcement, Nate Parrish said, “We are excited to welcome Mallory to First Citizens State Bank. Her extensive experience working closely with business clients and her deep expertise in treasury management make her a valuable addition to our team. We look forward to the positive impact she will have on our customers and the communities we serve.”
Outside of banking, Mallory enjoys spending time with her husband and two daughters and being outdoors - particularly running, hiking, camping, and exploring Wisconsin’s natural spaces.
Mallory commented, “I’m excited to join First Citizens State Bank and be part of a community-focused organization that values strong relationships and personalized service. I look forward to working with local businesses to help them achieve their financial goals through thoughtful treasury management and banking solutions.”
First Citizens State Bank, locally owned and operated since 1863, is committed to serving the communities in which we live, work, and do business. The bank takes pride in building lasting partnerships with organizations, businesses, and individuals throughout Southeastern Wisconsin. First Citizens State Bank has Full-service offices in Whitewater, East Troy and Palmyra. Member FDIC. Equal Housing Lender.
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We are extremely excited to partner with the City of Whitewater and Habitat for Humanity to bring new affordable housing to our community!
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Jarod Schut joins First Citizens State Bank
Whitewater, WI – Nate Parrish, President of First Citizens State Bank, is pleased to announce that Jarod Schut, CFP®, CTFA has joined the Bank as Vice President – Trust & Investment officer at the Whitewater Main Office, located at 207 W Main Street, Whitewater, Wisconsin.
Jarod has more than 10 years of experience in financial advising including 8 years specializing in Trust Administration, Financial and Estate Planning, and Fiduciary Investment Management. He graduated from UW-Whitewater with a BBA majoring in both Finance and Economics, and later an MBA with a Finance emphasis. He also received his Certified Trust and Fiduciary Advisor (CTFA) professional certification from the American Bankers Association (ABA) and holds the Series 7, 63, and 65 along with a Certified Financial Planner (CFP®) certification.
In making the announcement, Nate Parrish said, “Jarod’s commitment to craft solutions to our customers’ specific needs aligns perfectly with our mission to provide personalized service with professional recommendations. We are thrilled to have him on board heading up our Trust Department.”
Jarod enjoys going on family trips with his wife and two sons, having playground picnics, and playing pickleball. He is also a certified SCUBA diver.
Jarod commented, “I’m excited to bring my passion for helping clients understand their estate plan and investments, developing financial plans, and helping them achieve their future goals to such a historic institution with a focus on community. I enjoy getting to know clients and their families through listening and cultivating relationships.”
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Thanks for playing BINGO!
April was Financial Literacy Month and we had fun playing Blackout BINGO,
an interactive and fun way to level up your financial knowledge!
Throughout the month of April we celebrated Financial Literacy Month and Bingo'd our way to better financial habits. As part of our commitment to empowering communities with essential money management skills, we brought the best of both worlds: a chance to win exciting prizes AND learn valuable financial tips along the way!
Congratulations to our 4 winners! They completed their cards by filling in the tips they found on social media, radio, our website and chatting with our staff. They each received a Kwik Trip gift card along with learning how to budget smarter, save better, and build their financial future.
Here are the tips...
Tip #1: Create a monthly budget to track your income and expenses.
Tip #2: Keep your debt-to-income ration below 36% to maintain financial health.
Tip #3: Start building an emergency savings fund for unexpected expenses.
Tip #4: Pay yourself first by saving a portion of your income before spending.
Tip #5: Check your credit score regularly.
Tip #6: Understand the difference between needs and wants.
Tip #7: Avoid high-interest debt like payday loans.
Tip #8: Set financial goals and track your progress towards them.
Tip #9: Research before making big purchases, like a car or home.
Tip #10: Use cash-back or rewards credit cards to earn bonuses for spending.
Tip #11: Invest in your future with retirement savings like a 401(k).
Tip #12: Know how to read your bank statement ad identify any hidden fees.
Tip #13: Look for ways to cut unnecessary subscriptions or memberships.
Tip #14: Shop around for insurance and compare rates before committing.
Tip #15: Understand the difference between good debt (like student loans) and bad debt.
Tip #16: Avoid impulse buying by making shopping lists.
Tip #17: Review your credit card statement each month to avoid surprises.
Tip #18: Start investing early to take advantage of compound interest.
Tip #19: Be cautious of "get rich quick" schemes; there's no substitute for knowledge and patience.
Tip #20: Set up automatic savings to ensure you are consistently putting money aside.
Tip #21: Pay bills on time to avoid late fees and damage to your credit score.
Tip #22: Save for major expenses like vacations or home repairs in advance.
Tip #23: Use different passwords for different account logins.
Tip #24: Teach children to save by using a clear jar for savings.