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Fee Schedule

Fee Schedule for Miscellaneous Services
Stop Payment $24.00
Overdraft Fee $25.00
NSF – Returned item fee (Overdraft or Returned item fee applies to overdrafts created by check, an in-person withdrawal, ATM withdrawal, or other electronic means and may be assessed more than once for the same check, in-person withdrawal, ATM withdrawal or other electronic means) $25.00
Continuing overdraft fee (Accounts overdrawn over 3 consecutive business days will be charged $3.00 per day for each additional day overdrawn.) $3.00
Statement copies (per copy) $3.00
Check copies (per copy) $3.00
Bookkeeping research (per hour) $50.00
Wire Transfers
Incoming domestic $15.00
Outgoing domestic $25.00
Incoming international $20.00
Outgoing international $45.00
Other Fees
Canadian item deposited $5.00
Collections of incoming/outgoing $20.00
Undeliverable Mail - applied monthly after two months $5.00
Cashier's check $3.00
Personal money order $2.50
Check certification $25.00
Item returned unpaid to bank $5.00
Legal process affecting an account (attachment, garnishment, levy, etc.) $50.00
Special cut-off of statement $5.00
Telephone transfer $5.00
Reconciling bank statement (for 3 previous months) No Charge
Reconciling bank statement additional months (per hour) $15.00
Replace lost or Damaged ATM Cash Card or Visa Check Card (Debit Card) $7.00
Inactive account fee (after 12 months of no activity, per month) and balance below $100 $3.00
Bond of Indemnity $5.00
Early Account Closing (Within 90 days of opening) $15.00
 Online Bill Pay No Charge 
ATM Fees
ATM usage fee (If using a First Citizens State Bank issued ATM Cash Card or Visa Check Card at a First Citizens State Bank owned ATM at one of the locations here) None
First Citizens State Bank issued ATM Cash or Visa Check Cards used at a non First Citizens State Bank ATM location:  
Within the Accel Affiliated Network $1.00
Outside the Accel Affiliated Network $2.00


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