Download your BINGO card here!
April is Financial Literacy Month and First Citizens State Bank is excited to sponsor Blackout BINGO,
an interactive and fun way to level up your financial knowledge!
Join us throughout the month of April as we celebrate Financial Literacy Month and Bingo your way to better financial habits. As part of our commitment to empowering communities with essential money management skills, we're bringing you the best of both worlds: a chance to win exciting prizes AND learn valuable financial tips along the way!
Here's how it works:
- Bingo Cards: Pick up your free Blackout Bingo card* in person at any First Citizens State Bank branch (Whitewater, Palmyra, or East Troy) or download it here. Each square contains a key financial tip designed to improve your financial wellness. Once you've filled in all the blanks, your Blackout Bingo is complete!
- Get Involved: Follow us on social media, tune in to our radio spots, visit our website or stop in to see your favorite banker for daily financial tips that will help you fill in the blanks on each square of the Bingo card.
- How to Win: Submit your completed card to any First Citizens State Bank location by Wednesday, May 7, to be entered for a chance to win prizes!
- Social media: Follow us on Instagram and Facebook for regular tips and updates!
- Radio: Listen for our ads on WSLD, 104.5, to hear key financial insights that will help you with your Bingo card.
- Website: Visit www.firstcitizensww.com for tips and resources.
- In Person: Stop by our branches to grab your Bingo card and get face-to-face financial guidance from our experts.
This month is all about learning how to budget smarter, save better, and build your financial future - and we're here to help you do it with a little fun along the way!
Don't miss out on this opportunity to take charge of our financial health, connect with our community, and maybe even win a great prize!
Tip #1: Create a monthly budget to track your income and expenses.
Tip #2: Keep your debt-to-income ration below 36% to maintain financial health.
Tip #3: Start building an emergency savings fund for unexpected expenses.
Tip #4: Pay yourself first by saving a portion of your income before spending.
Tip #5: Check your credit score regularly.
Tip #6: Understand the difference between needs and wants.
Tip #7: Avoid high-interest debt like payday loans.
Tip #8: Set financial goals and track your progress towards them.
Tip #9: Research before making big purchases, like a car or home.
Tip #10: Use cash-back or rewards credit cards to earn bonuses for spending.
Tip #11: Invest in your future with retirement savings like a 401(k).
Tip #12: Know how to read your bank statement ad identify any hidden fees.
Tip #13: Look for ways to cut unnecessary subscriptions or memberships.
Tip #14: Shop around for insurance and compare rates before committing.
Tip #15: Understand the difference between good debt (like student loans) and bad debt.
Tip #16: Avoid impulse buying by making shopping lists.
Tip #17: Review your credit card statement each month to avoid surprises.
Tip #18: Start investing early to take advantage of compound interest.
Tip #19: Be cautious of "get rich quick" schemes; there's no substitute for knowledge and patience.
Tip #20: Set up automatic savings to ensure you are consistently putting money aside.
Tip #21: Pay bills on time to avoid late fees and damage to your credit score.
Tip #22: Save for major expenses like vacations or home repairs in advance.
Tip #23: Use different passwords for different account logins.
Tip #24: Teach children to save by using a clear jar for savings.
*1 BINGO Card per person