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Personal Card Services


Personal Debit Cards

Accessing your available funds in your checking or savings account has never been easier! First Citizens State Bank’s debit cards make it fast, easy and convenient to obtain funds as well as make purchases.

  • Debit cards are similar to credit cards, however they take money directly from your bank account rather than borrowing money and adding interest.
  • Provides an alternative form of payments as opposed to cash or credit.
  • Can be used similarly to a credit card for many purchases including telephone and internet orders.
  • May also allow for instant withdrawal of cash from an ATM or cash back on a transaction from a retailer.
  • ATM fees may apply for use of Non First Citizens State Bank ATM’s.

Get Started

Download an application and apply for your First Citizens Debit Card today!

Download Application

Personal Credit Cards

At First Citizens State Bank we know how difficult it can be to find the credit card that best suits your needs, that’s why we offer many different options for your credit card needs. Choosing the right credit card is easier than ever.  Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! 

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases
    when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year
  • Plus much more!

Get Started

Regardless of what features and needs you have in a credit card, First Citizens State Bank can find the perfect fit for you. Feel free to stop in and talk to one of our specialists or apply online using the link below.

Apply OnlineLEARN MORE

Lost or Stolen Card

If any of your cards, Debit Cards, Credit Cards, ATM Cards, etc. are lost or stolen, please contact the respective numbers below. If you are unsure of who to contact, please do not hesitate to contact a customer service representative at one of our locations.

Debit Cards & ATM Cards 800-472-3272
Personal Credit Cards 866-234-4691


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