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Deposit Rates

Rates effective as of 2/15/2024Interest RateAnnual Percentage Yield
Savings .05 .05
Christmas Club .05 .05
Preferred Checking .01 .01
Direct Checking .01 .01
Now Checking .01 .01
Super Now Checking .01 .01
IMMA $0-$9,999.99 .05 .05
IMMA $10,000-$24,999.99 .08 .08
IMMA $25,000-$99,999.99 .20 .20
IMMA $100,000-$249,99.99 .35 .35
IMMA $250,000 and Above .50 .50

CD Rates

Rates effective as of 2/15/2024Interest RateAnnual Percentage Yield
3 Month CD .75 .75
6 Month CD 1.25 1.25
7 Month CD Special 5.00 5.07
1 Year CD 1.30 1.30
14 Month CD Special 4.75 4.75
1.5 Year CD 1.35 1.35
2 Year CD 1.40 1.40
2.5 Year CD 1.50 1.50
3 Year CD 1.55 1.55
4 Year CD 1.70 1.70
5 Year CD 1.85 1.85

IRA Rates

Rates effective as of 2/15/2024Interest RateAnnual Percentage Yield
IRA- Variable .75 .75
IRA- 1 Year 1.30 1.30
IRA- 1.5 Year 1.35 1.35
IRA- 2 Year 1.40 1.40
IRA- 3 Year 1.55 1.55

Rates are determined by the bank and are subject to change daily.

  • Please contact an employee for further information about applicable fees and terms. Fees may reduce earnings. A substantial interest penalty may be imposed for early withdrawal of all time deposits.
  • The minimum deposit to earn the stated APY for non-term accounts is $.01.
  • The minimum opening deposit for special term CD's is $1,000 and $500 for all other CD's.
  • Renewable and Non-Renewable CD’s are available.
  • CD Specials will renew at the next shortest standard term rate.
  • Variable rates may change after account is opened.

 

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