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Deposit Rates

Rates effective as of 5/30/2024Interest RateAnnual Percentage Yield
Savings .05 .05
Christmas Club .05 .05
Preferred Checking .01 .01
Direct Checking .01 .01
Now Checking .01 .01
Super Now Checking .01 .01
IMMA $0-$9,999.99 .05 .05
IMMA $10,000-$24,999.99 .08 .08
IMMA $25,000-$99,999.99 .20 .20
IMMA $100,000-$249,99.99 .35 .35
IMMA $250,000 and Above .50 .50

CD Rates

Rates effective as of 5/30/2024Interest RateAnnual Percentage Yield
3 Month CD 1.50 1.50
6 Month CD 1.65 1.65
7 Month CD Special 5.00 5.05
1 Year CD 1.75 1.75
14 Month CD Special 4.75 4.75
1.5 Year CD 1.80 1.80
21 Month CD Special 4.85 4.85
2 Year CD 1.85 1.85
2.5 Year CD 1.95 1.95
3 Year CD 2.00 2.00
4 Year CD 2.15 2.15
5 Year CD 2.75 2.75

IRA Rates

Rates effective as of 5/30/2024Interest RateAnnual Percentage Yield
IRA- Variable 1.00 1.00
IRA- 1 Year 1.75 1.75
IRA- 1.5 Year 1.80 1.80
IRA- 2 Year 1.85 1.85
IRA- 3 Year 2.00 2.00

Rates are determined by the bank and are subject to change daily.

  • Please contact an employee for further information about applicable fees and terms. Fees may reduce earnings. A substantial interest penalty may be imposed for early withdrawal of all time deposits.
  • The minimum deposit to earn the stated APY for non-term accounts is $.01.
  • The minimum opening deposit for special term CD's is $1,000 and $500 for all other CD's.
  • Renewable and Non-Renewable CD’s are available.
  • CD Specials will renew at the next shortest standard term rate.
  • Variable rates may change after account is opened.

 

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